South Caribbean Financial Services, Corp. d/b/a Health Industry Information Platform (“HIIP/HIIPConnection”), is dedicated to protecting your personal information and hereby informs you how HIIP protects and uses that information. This privacy policy applies to all transactions, data transmission that occurs with HIIP through its websites, (the “Site”).


By using the Site, you agree to the terms and conditions and practices described in this privacy policy, as well as the terms of use of HIIP, which are incorporated by reference into this privacy policy. If you see an undefined term in this privacy policy (for example, “Services”, “Services Provided”, or “Member”), those terms have the same definition as described in our terms of service.




To use the Site and the Services/Services provided, you must provide certain personal information necessary for the transaction, such as name, address, telephone number, credit card number, email address and health insurance information. In addition, you must provide certain demographic information, such as zip code, city, username, age, date of birth, IP address, and other device records. In addition, HIIP may collect the following information about your interaction with the site and/or our Services/Services provided: interactions with other members, communications with other members, information provided by third parties (such as Facebook or Google) if you choose to connect your respective accounts from third parties to our Site, the payment methods and/or information you provide to us voluntarily.


Please note that HIIP does not knowingly store, collect, or maintain member information for persons under twenty-one (21) years of age. If it is brought to our attention that HIIP has inadvertently received information from a person under the age of twenty-one (21) through the Site, HIIP will remove that information from its records. If you believe that we may have personal data of a child under the age of 21, please contact us at [email protected] or [email protected]. Or call us at 787-304-3355.




For this website to work properly, HIIP sometimes installs small data files, known as cookies, on users’ devices. Most websites do that too. A cookie is a small text file that websites install on the computer or mobile device of the users who visit them. Cookies make it possible for the website to remember the user’s actions and preferences (login ID, language, font size and other display preferences) so that you do not have to reconfigure yourself when you return to the site or browse its respective pages. On some pages HIIP uses cookies to remember, not limited to:

  • Your presentation preferences (for example, contrast, color, or font size).
  • If you have already answered a pop-up questionnaire about the usefulness of a particular content (not to ask you to do it again).
  • If you have given your consent to the use of cookies on the Site.


Although cookies are not essential for the site to work, if you enable them you will enjoy a better browsing experience. You can delete or block cookies, but if you do, some of the features on this Site may not work properly. The information associated with cookies is not used to personally identify the user. In addition, HIIP fully maintains data on its browsing patterns. These cookies are used exclusively for the purposes indicated here. You can control or delete cookies whenever you want. For more information, see In addition to being able to delete all cookies from your computer, you can also configure most browsers to stop accepting them. But keep in mind that if you reject cookies, you may have to manually reconfigure your preferences each time you visit a site, and certain features and services stop working.




The main purpose of accessing and using your information is to provide members with a great experience. Your information is collected and stored to provide you with certain personalized services and to develop new products and services.


HIIP may contact you directly regarding your transactions, using confirmation emails, text messages or push notifications, confirming your transactions or providing information about possible events of interest. It is important to note that this communication may also help HIIP provide you with specific information that it may deem necessary, such as cancellation warnings and other unexpected information. HIIP may use your information for processing, billing and/or retrieval of transactions made on or through the site.


HIIP may use your information to provide or send (by email, telemarketing, location-based marketing, “push notifications” and/or any other means), information about the site and the Services/Services provided and/or products provided by HIIP and/or its affiliates, information about the services and/or products of third parties; and/or information for which you have indicated your interest.


This information also helps us measure the performance of our services, allowing us to continually improve. The information provided can also help us to detect fraud, abuse, and other behavior.


HIIP may use your information for internal research and development purposes; to make business decisions; Or to improve or develop our service and/or products. In addition, your information could be used to generate statistical reports or analysis.




When you interact with other members, you will be sharing with that member any information that you have made available to them on your profile (such as your name and any other information that may be displayed on your profile).


HIIP will not share any HIPAA-protected billing, health insurance plan, or credit card information that you have submitted to HIIP, to any member or third party that is unrelated to your billing process.





Unless otherwise provided in this privacy policy, HIIP agrees to keep all information secure and will not disclose it for any other purpose.


Some of the information will be shared with other members (as defined in the terms of use) while you interact with them.


HIIP may disclose your information if a government, judicial or law enforcement agent makes a request, as long as it complies with applicable law.


HIIP may transfer, assign, rent or sell your information to third parties in connection with events outside of our ordinary business practices, including, but not limited to, the sale, merge, consolidation, change of control, transfer or sale of assets, reorganization, or liquidation.


HIIP may share or disclose your information to our affiliates and/or those entities or persons with whom HIIP has entered into agreements to (I) perform functions or services related to the operation, administration and maintenance of the site (including but not limited to providers Web hosting services, programming or applications); (II) the processing of collections and payments for transactions made through the site; (III) the processing, handling and delivery of services (each one as defined in the terms of use) on the site; and/or (IV) provide or send information about the site, the services/services provided and the products of HIIP or its affiliates, services and products of third parties, and/or information for which you have indicated interest.


HIIP may share or disclose your information with its affiliates and/or third parties who may collect and/or use your information to provide or send you, through any means or method (including, without limitation, email, telemarketing, “push notifications” (I) information about your products and/or services, (II) information about third-party products and services, (III) marketing information, (IV) newsletters, (V) services or personalized content, and/or (VI) advertising and/or segmented content.


HIIP may offer services, products, or promotions together with our affiliates or third parties on or through the site. In such cases, HIIP may share or disclose your information collected in connection with such joint services, products, or promotions to the affiliate or third party with whom such service, product or promotion is performed.


Information shared with affiliates or third parties will be subject to their privacy policies.


HIIP may share or disclose your information in aggregate form with third parties that you agree to allow the display and organization of online advertising of its services or products on third party sites, pages, or Web sites. These third parties include: ad networks, ad platforms, agencies, data analytics, and social media service providers, among others. HIIP reserves the right to disclose or share information in aggregate form that does not identify any particular user with third parties for marketing analysis purposes.


As described in this privacy policy, HIIP may sometimes share your information within the company or an affiliated company, as may be created from time to time, or with third parties. When you use the site and the Services/Services provided, you authorize us to transfer, store and process your information in the United States and possibly other countries. The laws of these countries may differ from the laws that apply to where you live. For example, information collected in the European Economic Area may be transferred, stored, and processed outside of the European Economic Area and in the United States for the purposes described in this privacy policy. By using our site and Services/Services provided, you agree to transfer your data from your home country to the United States.




Third parties may collect information about your online activities on different websites or web pages.


HIIP may contract with third parties in matters related to the operation, development, and maintenance of the site (such as banners, Web Hosting, applications, among others), including issues related to the display and design of online advertising. These third parties may access, collect and/or use your information through their own cookies, “web beacons”, local storage technology or other technology to keep track of the number of users who access the site and/or identify advertising inserts more Appropriate for your interests, preferences, and activities.


HIIP and its affiliates are not responsible for, nor do they control or sponsor the web pages, applications, sites and/or third-party websites that can be accessed through the links that appear on the site. Therefore, these third parties are solely responsible for the collection, administration and/or disclosure of any information that you provide on or through such third-party platforms, pages, applications, sites and/or websites. HIIP and its affiliates do not guarantee that said third-party platforms, pages, applications, sites and/or portals protect the information they obtain from their users. These other websites, sites and/or portals may have their own privacy policies and information collection policies, which you should review before providing any information to them.




HIIP may track your online behavior through the use of technology to increase the effectiveness of the advertisements or content provided on the website or in the channels. Examples of online behavior that can be tracked include response to promotions or advertisements, websites that are visited, and the content accessed.


Currently, some browsers offer their users the option to select the “do not track” option in their settings. These browsers, in turn, transmit signals to the websites with which the browser communicates. To the extent that there is no uniformity in the industry regarding the use of this type of technology, for the time being HIIP will not assign value or meaning to the “do not follow” signals and the HIIP will not be responsible for them.




HIIP may offer mechanisms that allow you to correct or delete the information you have provided. You must access, correct, or delete the information that you provide as part of your registration through the mechanisms available on the site. If you wish to delete the information that has been collected, you can do so by sending an email to [email protected], [email protected].


You acknowledge and agree that even if your information is deleted, certain information may be stored in the records and/or files of HIIP, and/or its affiliates with whom such information has been shared as described in this privacy policy. However, such information will not be used by HIIP or its affiliates for any commercial purpose.


If you have any questions about this privacy policy, please send an email to [email protected].




You can at any time unsubscribe from the authorization you have given HIIP to use your information to provide or send you information about the services and products of its affiliates or third parties, or to share your information in the manner described in this privacy policy. You can exercise these options in the following ways:


If you do not wish to receive commercial message emails, you can do so by using the mechanism provided in the commercial message emails sent by HIIP (found at the end of each message) to request that no more messages be sent to you. If you have any inconvenience in using the mechanisms offered by us to request that you not receive emails with commercial messages, you can send an email to [email protected], [email protected] indicating the commercial messages that you do not wish to receive.


If you wish to opt out of the authorization you have given us to share your information in the manner described in this privacy policy, you must send an email to [email protected], [email protected].




HIIP reserves the right to amend, modify, add and/or replace this privacy policy at any time, in whole or in part. HIIP may inform you of such changes by posting them on the site. In such notice, HIIP will disclose the effective date of such amendments, changes, substitutions, or modifications to this privacy policy. Our use of the Site to notify amendments, changes, substitutions, or modifications to this privacy policy will be understood as sufficient notice. Unless otherwise provided in a specific notice, changes or modifications to this privacy policy take effect as soon as they are posted through the Site. Any material changes to this privacy policy with respect to the collection, use and disclosure of information will be prospective, except in cases where the user gives their express and explicit consent for said material changes to be applied to their information collected in previous versions of this privacy policy.




If any provision of this privacy policy is declared null, illegal, unconstitutional, or otherwise without legal effect, in whole or in part, by a competent court, the remaining provisions will remain valid and will continue to bind the parties for all purposes.






Certification of Translator’s Competence


I, Luis Gonzalez, hereby certify that the foregoing is an accurate translation of the documents in Spanish, and that I am competent in both English and Spanish to render such translation.


/S/Luis Gonzalez

1224 W Pratt Blvd. # 3N

Chicago, IL 60626

Tel: (312) 450-3141

[email protected]